On September 12, the Quebec government introduced Bill 72, a legislative proposal that could change the way we calculate tips in the province. If adopted, tips would be calculated on the pre-tax amount of the bill before adding Quebec sales tax (QST) and Canadian sales tax (GST). This proposal aims to bring more transparency and…
Understanding how payment solutions can propel your business is essential, and it all starts with analyzing your financial transactions. You might be surprised at how seemingly ordinary data can reveal valuable insights that will guide your strategic decisions. The power of transaction data Every transaction is a small piece of your business puzzle. By closely…
Labor Day, celebrated each year on the first Monday of September, is a time to honor the efforts of everyone in the workforce. It’s a day marked by well-deserved rest and recognition of the contributions of workers. However, this day is not just an opportunity for relaxation; it’s also a prime time to reflect on…
Managing customer relationships (CRM) is crucial for any business, but integrating payment solutions into your CRM can truly transform how you interact with your customers. Imagine a system where transactions, follow-ups, and interactions are all centralized in one place. This is precisely what payment integration with CRM platforms like Salesforce and Zoho allows. A Centralized…
Credit card payments have become a common and convenient way to conduct transactions for both consumers and merchants. However, this convenience comes with the responsibility of protecting customer data. This is where PCI compliance comes into play, a crucial element for any business that processes credit card payments. In this article, we will explore what…
Bank of Canada Lowers policy Interest Rate to 4.5%1: A Major Turning Point for the Economy On July 24, 2024, the Bank of Canada made a significant decision by lowering its policy interest rate to 4.5%. This action, aimed at stimulating the economy, has repercussions on various aspects of the country’s economic and financial life….
May 25, 2025, will mark an important date for restaurant traders in Quebec. Revenu Québec will implement a new requirement mandating restaurateurs to switch from using a physical Sales Recording Module (SRM) to a digital version known as the web SRM. This transition to digital aims to modernize and simplify transaction management processes. Reasons behind…
The construction holiday period in Quebec, which generally takes place during the last two weeks of July, coincides with a significant increase in tourism in the province. Businesses must therefore prepare for an influx of local and international customers. To maximize sales opportunities and provide a seamless customer experience, it is essential to choose the…
Loyalty programs have become a vital tool for businesses aiming to retain customers and boost repeat sales. With the increasing competition in today’s market, integrating loyalty programs with payment solutions is not just an option but a necessity. This blog will guide you through the importance of loyalty programs, their role in business growth, and…
Payment provider financing programs play a crucial role in supporting businesses by facilitating access to necessary capital for growth and expansion. These initiatives are designed to meet the specific needs of merchants and entrepreneurs, offering a flexible alternative to traditional bank loans. One notable financing program in this field is Clover Capital, available through various…